Who Needs It
Businesses of all sizes—from SMEs and growing midmarket organisations through to larger enterprises—across any sector where employees, contractors, customers, members, or the public may be exposed to business activities or products.
Why It Matters
Forms a core layer of thirdparty risk protection and is commonly required under contracts, leases, licensing agreements, and client service arrangements. Claims often involve legal costs and compensation expenses well before liability is formally determined.
