Summit
Risk
Solutions
WHAT WE DO
We focus on how your business operates in the real world, ensuring your insurance is practical and relevant.
When challenges arise whether risk‑related or claim‑driven, we remain closely involved, protecting what you’ve built and supporting your next steps.
Why Us
We saw too many businesses receiving generic cover, minimal contact throughout the year, and limited support when it mattered most.
Summit Risk Solutions was built to change that.
CLIENT FOCUS
Relationship‑driven advice, always acting in our clients’ best interests.
INDUSTRY EXPERTISE
Deep understanding across construction, mining, labour hire, professional services, retail, hospitality, and not‑for‑profit sectors.
MARKET ACCESS
Direct access to local, national, and global insurers supporting SMEs through to large entities with unique risk profiles.
PROACTIVE STRATEGY
Scheduled reviews that identify gaps helping you mitigate risks before claims arise and support long‑term premium sustainability.
COMMUNITY INTEGRATION
Active participation in boards and professional associations, contributing to positive community outcomes.
TRANSPARENCY
We explain what’s covered, what isn’t, and how risks may evolve over time clearly and upfront.
Because your business deserves insurance built around its risks and what it actually needs.
Industries We Work With
We work with businesses across Western Australia, from straightforward operations to those operating in complex, risk‑exposed environments.
In every case, insurance needs to sit appropriately alongside contracts, operations, and everyday business decisions.
Our focus is on understanding how each business operates in practice, so insurance advice remains practical, proportionate, and aligned to the level of risk involved as the business grows or changes.
Construction, Industrial & Mining
Insurance structured for real site conditions and risk exposure.
Construction, industrial, and mining services operate across active worksites, heavy plant, subcontractors, and often remote locations, with contractual insurance requirements applying throughout the project lifecycle.
We focus on understanding how work is delivered and where responsibilities and risk sit from tender through to completion.
When issues arise, including site damage, plant losses, or contractual insurance questions, we remain involved to assist with insurer engagement and the claims process alongside ongoing operations.
Commercial, Trade & Manufacturing
Insurance that supports continuity, without creating additional burden.
Transport, Logistics & Labour Hire
Insurance aligned with people, vehicles, and operational responsibilities.
FREQUENTLY ASKED QUESTIONS
1) What makes Summit Risk Solutions’ advice different?
2) What types of businesses do you work with?
We work with businesses across Western Australia, from small and mid‑sized enterprises through to large national operations. Our clients range from straightforward commercial activities to complex, high‑risk environments.
We regularly advise organisations across sectors including construction, mining services, labour hire, transport, professional services, and allied trades. Whether addressing everyday operational risks or industry‑specific exposures, our advice reflects the practical realities of each business and supports both standard commercial requirements and higher‑risk industry needs.
3) How do you ensure insurance aligns with our operations and contracts?
We review how your business operates in practice, including site arrangements, fleet and workforce structures, subcontractor and host employer responsibilities, and key contract terms.
Insurance is then structured with those obligations and operational risks in mind rather than relying on generic assumptions and standardised templates.
4) What involvement do you have when a claim or incident occurs?
When a claim or incident occurs, we assist with coordinating information, liaising with insurers, and providing guidance as the claim progresses.
Our role is to support you through the insurance process while you focus on running your business.
5) How often should our insurance be reviewed?
At least annually, and whenever operations or obligations change.
Reviews are recommended at renewal and when there are changes to contracts, sites, assets, revenue, workforce, or risk exposure. This helps keep arrangements appropriate as your business grows.
6) Can you assist with complex or higher risk industries?
Yes. We regularly work with complex and high‑risk operations.
We support construction, industrial, transport, labour hire, and mining‑related services. Advice is tailored to operating conditions, contract requirements, and regulatory obligations.
7) What should we expect when we first engage Summit Risk Solutions?
A clear, structured process focused on understanding your business and providing practical advice.
We begin by understanding how your business operates, along with your key risks and obligations.
From there, we outline suitable insurance options, arrange cover, and remain available as your circumstances change or insurance matters arise.
