Marine Cargo | Carriers Load Goods in Transit

Marine Cargo & Goods in Transit insurance protects against physical loss of or damage to goods and stock while in transit by road, rail, air, or sea within Australia or internationally. Cover can also extend to temporary storage during transit, including consolidation, de‑consolidation, and incidental handling, subject to the policy terms, conditions, and selected clauses. Advising on this class of insurance is an important part of our broader risk management approach. Appropriate Marine Cargo or Goods in Transit cover can support contractual and tender obligations and plays a critical role in protecting key commercial relationships across our clients’ supply chains.

Who Needs It

Importers, exporters, wholesalers, manufacturers, distributors, retailers, logistics providers, and any business that regularly sends or receives goods whether raw materials, components, finished products, or high‑value equipment.

Why It Matters

Transit losses can occur quickly and unexpectedly through collision, overturning, theft, water damage, or mishandling. A single uninsured or under‑insured event can place immediate pressure on your business cash flow, disrupt your key supply chains, result in lost sales, or trigger contractual penalties.

RELEVANT INDUSTRIES

• Logistics, Freight & Heavy Transport
• Import & Export Operations
• FMCG & Consumer Products
• Manufacturing & Processing
• Wholesale, Distribution & Trade Supply
• Agriculture, Food & Primary Production
• Building Materials & Construction Supply Chains

Moment of Truth

A load is damaged during unloading from a heavy vehicle, rendering the goods unsaleable and delaying delivery to multiple customers. The transport provider denies liability, and replacement stock must be sourced urgently. Without appropriate Goods in Transit cover including loading and unloading extensions the business absorbs the cost of damaged goods, freight rescheduling, and lost revenue, placing pressure on cash flow and customer relationships.

When your work involves the public, accidents can happen even after handover.
We help you manage those risks.

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