Strata Insurance (Commercial & Residential)

Provides insurance for strata titled properties covering common property, shared assets, and the strata entity’s legal liabilities. Coverage typically includes buildings, common areas, plant and machinery, public liability, and, where applicable, shared contents.

Who Needs It

Owners’ corporations, strata companies, and community title schemes responsible for the insurance of residential, commercial, industrial, or mixed‑use strata properties. This includes strata arrangements where multiple owners share responsibility for buildings, common areas, and infrastructure, and where damage or liability claims could impact all lot owners collectively.

Why It Matters

Strata properties involve shared ownership and joint responsibility. Inadequate or unclear insurance arrangements can leave owners exposed to significant repair costs, liability claims, or disputes, making strata‑appropriate cover critical to protecting the collective interests of lot owners.

RELEVANT INDUSTRIES

Residential strata‑titled developments such as apartments, units, villas, and townhouse complexes, mixed‑use strata schemes combining residential and commercial occupancies, commercial strata buildings including offices, retail complexes, and medical or professional suites, industrial strata developments such as warehouses and trade units, and community title or layered schemes with shared buildings, roofs, car parks, lifts, plant and machinery, recreational facilities, and access areas.

Moment of Truth

A fire, storm, or other insured event damages common property or shared infrastructure, triggering repair costs, liability exposure, and disruption for multiple owners—requiring a coordinated insurance response to protect the strata entity and lot owners.

When your work involves the public, accidents can happen even after handover.
We help you manage those risks.

MORE INSURANCE SERVICES

Service Types

INSURANCE SERVICES

RISK ADVISORY

CLAIMS ADVOCACY