Commercial Motor Vehicle (Fleet & Owner Operators)

Covers vehicles used for business operations, including cars, utes, trucks, and specialised vehicles, whether operated by employees, contractors, or owner operators.

Who Needs It

Businesses of all sizes—from SMEs through to larger enterprises—that operate, manage, or rely on vehicles for day to day operations, service delivery, or project activities.

Why It Matters

Motor incidents are a common operational risk across many industries. Accidents can result in third party claims, vehicle damage, business interruption, and legal exposure, often with immediate financial and operational impact.

RELEVANT INDUSTRIES

• Road Freight Transport & Logistics
• Construction
• Mining Services
• Professional Services
• Trades & Services
• Retail & Hospitality
• Property & Facilities Management

Moment of Truth

A business vehicle is involved in an accident, triggering third party claims, repair costs, and vehicle downtime—disrupting operations and exposing the business to legal and financial consequences.

When your work involves the public, accidents can happen even after handover.
We help you manage those risks.

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