Association Liability

Provides liability protection for associations and their office bearers—including directors, committee members, trustees, and volunteers—against claims arising from the governance, management, or operation of the association. Cover can include alleged wrongful acts, employment related claims, and entity defence costs.

Who Needs It

Incorporated and unincorporated associations, charities, clubs, professional and industry bodies, community organisations, sporting organisations, and member based not for profit entities.

Why It Matters

Associations often rely on volunteer office bearers and committee members who may be personally exposed to claims arising from governance decisions, member disputes, regulatory obligations, or employment matters. Association Liability insurance supports informed decision making while helping to protect both the organisation’s assets and the personal assets of its leaders.

RELEVANT INDUSTRIES

Chambers of commerce
Member‑based organisations
Charities and not‑for‑profit entities
Professional and industry associations
Sporting clubs and community organisations

Moment of Truth

A member alleges mismanagement, discrimination, or breach of the association’s constitution following a disciplinary decision or governance dispute. The association and its committee members face legal action, defence costs, and potential reputational damage. Without appropriate Association Liability cover, individual office bearers may be personally exposed.

When your work involves the public, accidents can happen even after handover.
We help you manage those risks.

MORE INSURANCE SERVICES

Service Types

INSURANCE SERVICES

RISK ADVISORY

CLAIMS ADVOCACY